European merchants lose more than
€184 Billion in payment costs per year.
We are changing that.
How? Simple.
We deliver governance-first infrastructure for any transaction of value by building tailored, white-label wallet ecosystems with full programme control, deployable as branded mobile and desktop applications for any business case.

So who are we?
All entities operate under Ypsilon Holding, the central structure that provides governance, strategic direction, and unified oversight. Together, they form a controlled ecosystem, each with a defined role within the broader payments architecture.

Ypsilon EMI is the licensed regulatory entity within the group, establishing the legal and compliance framework that enables secure, structured payment and wallet programmes.
It ensures operations are built within a governed environment, aligning programme design, oversight and financial controls with regulatory standards to create credibility and long-term operational integrity.


Ypsilon Services International delivers wallet technology, transaction systems, and operational expertise globally.
It enables organisations to implement and optimise payment infrastructures across jurisdictions combining technical deployment, advisory capability and hands-on industry experience to support complex transaction environments.


EventConnect is a dedicated event transaction ecosystem designed to manage all flows of value across live environments.
It supports organisers, vendors, merchants and participants through integrated wallet infrastructure, on-ground operational tooling, and full lifecycle control before, during, and after each event.


The Wallets
At the foundation of Ypsilon’s infrastructure there are two core wallet structures:
The Corporate Wallet
This framework supports complex organisational value flows, including:
Treasury management, controlled internal exchanges and Cash-in-Transit digitisation,
all within a governed and compliant architecture.
The Consumer Wallet
This structure enables enables branded ecosystems for end users, delivering seamless digital and cash-integrated transactions while maintaining full programme oversight.

