European merchants lose more than
€184 Billion
in payment costs per year.
We are changing that.
HOW? SIMPLE
We deliver governance-first infrastructure for any transaction of value by building tailored, white-label wallet ecosystems with full programme control, deployable as branded mobile and desktop applications for any business case.
POWERED BY YPSILON CORE
One Core. Any wallet .
At the foundation of Ypsilon's infrastructure lies our core wallet ecosystem, which can be transformed to suit any business case.
Corporate Wallet
This framework supports complex organisational value flows, including treasury management, controlled internal exchanges and cash-in-transit digitisation. All within a governed and compliant architecture.
CORPORATE
CONSUMER
Consumer Wallet
This structure enables branded ecosystems for end users, delivering seamless digital and cash-integrated transactions while maintaining full programme oversight.
These two models create a flexible yet controlled environment capable of supporting any transaction of value.
Ready to deploy.
CASH & CIT
Cypher
Tracking, reconciliation & same-day value for cash-in-transit operators. This ecosystem is already live with one of our customers in AU/NZ.
EVENTS & VENUES
EventConnect
Closed-loop guest, staff & merchant wallets plus a live event command centre.
€17.2m processed using this ecosystem via XLNT (founding teams prior EMI) at the 2022 Sydney Royal Easter Show - not current Ypsilon volume.
CORPORATE
Enterprise
White-lable branded wallet ecosystem with loyalty/cashback/recurring payments for medium/large enterprise.
TRUST & SAFEGUARDING
Safe
4All1 Safe - client funds safely held, only released when your conditions are met.
SO WHO ARE WE?
One holding. Defined roles.
All entities operate under Ypsilon Holding, the central structure that provides governance, strategic direction, and unified oversight. Together, they form a controlled ecosystem, each with a defined role within the broader payments architecture.
The licensed regulatory entity within the group, establishing the legal and compliance framework enabling secure, structured payment and wallet programmes.
Delivers global wallet technology and expertise to implement and optimise payment infrastructures across jurisdictions.
The central structure providing governance, strategic direction and unified oversight across every entity in the group.
Where value moves freely,
with compliance built in.
Tell us where value gets stuck in your business.
We'll show you the rail that moves it.